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The next scheduled date for announcing the overnight rate target is June 10, 2026. The Bank’s next MPR will be released on July 15, 2026.
Blog • Homeownership •
20 May 2026
Backyard Tips Every New Homeowner Should Know
There’s nothing quite like stepping into the backyard of your new home and realizing—it’s all yours. Whether you’ve bought a home with a sprawling lawn or a cozy outdoor space, knowing how to care for and make the most of your backyard can add major enjoyment (and value!) to your property. Here are some smart, simple tips to help new homeowners create a beautiful, functional outdoor retreat.
Start with a Seasonal Cleanup
Before diving into projects, take stock of what you have. Rake old leaves, remove fallen branches, and clear out flower beds. This fresh start helps you see the full potential of your space and ensures healthier grass and plants heading into the new season.
Get to Know Your Soil
Healthy gardens start with healthy soil. Test your soil’s pH level at a local garden centre or hardware store. From there, you’ll know what kind of fertilizer or compost your lawn and plants need to thrive—especially in Ontario’s variable climate.
Choose Native Plants
Native species are well-suited to our local weather and require less maintenance. Consider low-maintenance options like coneflowers, black-eyed Susans, or cedars for a touch of year-round greenery. They’re beautiful, pollinator-friendly, and can stand up to our chilly winters.
Plan for Privacy
Even in friendly neighbourhoods, a little privacy goes a long way. Think about natural screens such as hedges, ornamental grasses, or trellises with climbing vines. These not only define your space but also add texture and greenery.
Create Zones for Living
Divide your backyard into purposeful “zones”: a dining area for summer dinners, a lounging corner for morning coffee, or a small firepit spot for cool evenings. Outdoor rugs, potted plants, and lighting can help create that inviting, stay-a-while feeling.
Stay on Top of Lawn Care
Regular mowing, edging, and watering make a huge difference in curb appeal. Invest in quality lawn tools or consider hiring a local service for an occasional tune-up. Stick to a watering schedule to avoid over- or under-watering your grass.
Think Long-Term
Instead of tackling everything at once, plan your backyard improvements over time. A patio this summer, garden beds next year, maybe a shed or pergola later on. Spacing out projects lets you budget smartly and refine your design as you live in the space.
Final Thoughts
Your backyard is an extension of your home—a private retreat, a spot for entertaining, and a place to make lasting memories. With a little care and planning, it can grow into one of your favourite parts of your new home.
Looking to buy, sell, or invest in Grey Bruce, Ontario? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!
For more information, contact:
Susan Moffat, REALTOR®
519.377.5154
susan.moffat@c21.ca
Market Updates •
12 May 2026
Bruce County Housing Market Update | April 2026
As we head into spring, the April 2026 housing market update provides a fresh look at real estate activity across Bruce County, including Arran-Elderslie, Brockton, Huron-Kinloss, Kincardine, Northern Bruce Peninsula, Saugeen Shores, South Bruce, and South Bruce Peninsula. This time of year often marks a noticeable shift in the market, with both Buyers and Sellers re-engaging after the slower winter season.
April is typically when momentum begins to build. New listings start to appear more frequently, giving Buyers more options and a better sense of what’s available across different price points and property types. At the same time, Sellers benefit from increased traffic and renewed interest, especially as the weather improves and properties begin to show at their best. This seasonal transition can create a more balanced environment, but conditions can vary widely depending on the community.
Each of these communities offers something distinct. From the waterfront lifestyle in Kincardine and Saugeen Shores to the rural landscapes of South Bruce and Arran-Elderslie, and the year-round appeal of Northern Bruce Peninsula, Buyer interest is often driven by lifestyle as much as location. Many are still seeking properties that offer space, flexibility, and access to outdoor recreation—features that continue to make Bruce County an attractive place to call home.
Board & Association Information
OnePoint Association of REALTORS® serves as a unified body representing almost 3,000 real estate professionals across the regions of Huron, Perth, Grey, Bruce, Wellington, Georgian Bay, Simcoe, Parry Sound, Haliburton and Muskoka.
Wondering how these numbers might impact your real estate plans? Whether you’re buying, selling, or just curious about market trends, I’ve got you covered! Let’s navigate the market together! Contact me for a complimentary, no-obligation property valuation or buyer consultation!
For more information, contact:
519.377.5154
susan.moffat@c21.ca
Market Updates •
12 May 2026
Grey County Housing Market Update | April 2026
As we move into the heart of spring, the April 2026 housing market update offers a timely look at how real estate is performing across Grey County, including The Blue Mountains, Chatsworth, Georgian Bluffs, Grey Highlands, Hanover, Meaford, Owen Sound, Southgate, and West Grey. This time of year often signals a shift in momentum, and early indicators suggest that the market is beginning to wake up after the quieter winter months.
Each municipality brings its own unique dynamic. From the lifestyle-driven appeal of The Blue Mountains to the rural charm of West Grey and Southgate, and the growing communities of Hanover and Owen Sound, there is no one-size-fits-all narrative. Buyer preferences continue to evolve, with many still prioritizing space, flexibility, and access to outdoor amenities—factors that Grey County consistently delivers on.
Another key theme emerging this spring is the importance of preparation. Sellers who are considering listing in the coming months are starting to take steps now to position their properties effectively, whether that means making small updates, enhancing curb appeal, or working with a real estate professional to develop a pricing strategy. On the other side, Buyers are becoming more strategic as well, keeping a close eye on new listings and being ready to act when the right opportunity arises.
Whether you’re planning a move this year or simply keeping an eye on the market, staying informed is one of the best ways to navigate real estate with confidence. The April 2026 update offers insight into where things stand today—and where they may be headed as we continue into the busy spring season.
Grey County Housing Market Update for April 2026
Blog • Market Updates •
29 April 2026
Bank of Canada Maintains Policy Rate at 2¼% | April 29, 2026
April 29, 2026: The Bank of Canada has maintained its policy rate at 2.25% in today’s announcement. A steady decision, but inflation and global uncertainty continue to shape the road ahead.
What You Can Do Next
If you are a homeowner, buyer, or seller, this is a good time to revisit your plans:
- Review your current mortgage: Know whether you are in a fixed or variable product and how future rate changes could affect your payments.
- Get pre-approved or updated: If you are thinking about buying, an updated pre-approval can help you understand your true budget in today’s rate environment.
- Talk strategy for 2026: If you plan to move, refinance, or invest next year, use this period of relative stability to map out your steps.
Looking Ahead
Whether you’re a homeowner, prospective buyer, or real estate investor, understanding these market changes is crucial. As your trusted REALTOR®, I’m here to help you navigate these shifts and make informed decisions! Call, text, email, or DM me to chat about how this announcement affects your real estate plans!
519.377.5154
susan.moffat@c21.ca
Selling •
22 April 2026
Before You Say ‘List It,’ Ask Your REALTOR® These Game-Changing Questions
When it’s time to list your home, the agent you choose matters a lot. Don’t just hire any REALTOR®; hire the right one. The truth is, the right agent can make a dramatic difference in how quickly your home sells, how much you get for it, and how stress-free the experience feels.
Before signing that listing agreement, here are four game-changing questions to ask your REALTOR® — and why their answers matter.
What’s Your Marketing Plan for My Home?
A strong marketing plan goes far beyond just putting your home on MLS®. Ask how your REALTOR® plans to showcase your property — not just list it.
Here’s what to listen for: professional photography, video tours, social media promotion, digital advertising, and email outreach to qualified buyers. The best agents know how to combine traditional exposure with modern digital strategies to give your home maximum visibility online and in the local market.
How Do You Determine the Listing Price?
Pricing your home correctly from the start is critical. Ask your REALTOR® to walk you through their pricing strategy and the data behind it. They should be referencing:
- Comparable recent sales in your area (a Comparative Market Analysis)
- Active competition currently on the market
- Local market trends and property demand
The right REALTOR® will balance data with on-the-ground experience to find a price that attracts buyers and protects your equity.
What’s Your Experience in This Neighbourhood?
Local knowledge is power. A REALTOR® who regularly works in your neighbourhood will understand its unique selling points: the amenities, buyer demographics, and even seasonal timing for listings. This insight helps position your home effectively and answers buyer questions confidently.
Neighbourhood experience can also mean your REALTOR® has a strong local network of buyers, agents, and service providers, which can speed up your sale and smooth out the process.
How Will You Communicate With Me Throughout the Process?
Communication can make or break your selling experience. Ask how your REALTOR® keeps clients informed — whether through weekly updates, quick check-ins, or detailed progress reports.
Knowing when and how you’ll be updated sets clear expectations and ensures there are no surprises. The right agent will tailor their communication style to yours and make sure you always know what’s happening behind the scenes.
Final Thoughts
Choosing the right REALTOR® isn’t just about finding someone to list your home — it’s about finding a trusted partner who understands your goals, communicates clearly, and knows how to position your property for success.
Looking to buy, sell, or invest in Grey Bruce, Ontario? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!
susanmoffat.ca
519.377.5154
susan.moffat@c21.ca
Homeownership •
15 April 2026
Spring-Ready Home Refresh (Without a Full Remodel)
As winter fades and the days grow longer, many of us start feeling the urge to brighten our living spaces. The good news? You don’t need a full remodel to make your home feel fresh and inviting this spring. With a few thoughtful updates, you can refresh your space to create a lighter, more cheerful atmosphere that welcomes the season in style.
Lighten Up with Colour and Texture
Start by focusing on light and colour. Swapping out heavy throws or dark accent pillows for lighter fabrics and brighter tones instantly changes a room’s mood. Even something as simple as replacing a lampshade or rearranging furniture to capture more natural light can make a noticeable difference. Aim for airy materials and soft colours that echo the energy of the season.
Refresh the Details
Sometimes, the smallest updates bring the biggest rewards. Consider changing out cabinet hardware, upgrading light fixtures, or styling your entryway with a fresh doormat and a vase of spring blooms. Hanging a mirror opposite a window can also help bounce natural light around the room, making your space feel larger and more open.
Add a Touch of Nature
Houseplants are one of the easiest ways to bring life and warmth into your home. A leafy green fern or a cluster of small succulents not only adds colour but also cleans the air and lifts the mood. Even a single potted plant can spark a feeling of renewal that perfectly complements the change in season.
Edit and Simplify
Spring cleaning doesn’t have to mean an overhaul. Instead of tackling every closet, focus on creating a bit of breathing room. Clear off countertops, remove visual clutter from shelves, and keep only what you truly love or need. A simplified space often feels calmer, cleaner, and more comfortable.
A Fresh Start for Spring
With just a few simple updates, you can make your home feel revived and ready for a new season. Spring is a natural time for renewal, not just outdoors, but within your own walls. It’s about creating a space that feels refreshed, balanced, and ready for whatever comes next.
Looking to buy, sell, or invest in Grey Bruce, Ontario? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!
For more information, contact:
Susan Moffat, REALTOR®
519.377.5154
susan.moffat@c21.ca
Market Updates •
9 April 2026
Bruce County Housing Market Update | March 2026
As we head into spring, the March 2026 housing market update provides a fresh look at real estate activity across Bruce County, including Arran-Elderslie, Brockton, Huron-Kinloss, Kincardine, Northern Bruce Peninsula, Saugeen Shores, South Bruce, and South Bruce Peninsula. This time of year often marks a noticeable shift in the market, with both Buyers and Sellers re-engaging after the slower winter season.
March is typically when momentum begins to build. New listings start to appear more frequently, giving Buyers more options and a better sense of what’s available across different price points and property types. At the same time, Sellers benefit from increased traffic and renewed interest, especially as the weather improves and properties begin to show at their best. This seasonal transition can create a more balanced environment, but conditions can vary widely depending on the community.
Each of these communities offers something distinct. From the waterfront lifestyle in Kincardine and Saugeen Shores to the rural landscapes of South Bruce and Arran-Elderslie, and the year-round appeal of Northern Bruce Peninsula, Buyer interest is often driven by lifestyle as much as location. Many are still seeking properties that offer space, flexibility, and access to outdoor recreation—features that continue to make Bruce County an attractive place to call home.
Bruce County Housing Market Update for March 2026
Board & Association Information
OnePoint Association of REALTORS® serves as a unified body representing almost 3,000 real estate professionals across the regions of Huron, Perth, Grey, Bruce, Wellington, Georgian Bay, Simcoe, Parry Sound, Haliburton and Muskoka.
Wondering how these numbers might impact your real estate plans? Whether you’re buying, selling, or just curious about market trends, I’ve got you covered! Let’s navigate the market together! Contact me for a complimentary, no-obligation property valuation or buyer consultation!
For more information, contact:
519.377.5154
susan.moffat@c21.ca
Market Updates •
9 April 2026
Grey County Housing Market Update | March 2026
As we move into the heart of spring, the March 2026 housing market update offers a timely look at how real estate is performing across Grey County, including The Blue Mountains, Chatsworth, Georgian Bluffs, Grey Highlands, Hanover, Meaford, Owen Sound, Southgate, and West Grey. This time of year often signals a shift in momentum, and early indicators suggest that the market is beginning to wake up after the quieter winter months.
Each municipality brings its own unique dynamic. From the lifestyle-driven appeal of The Blue Mountains to the rural charm of West Grey and Southgate, and the growing communities of Hanover and Owen Sound, there is no one-size-fits-all narrative. Buyer preferences continue to evolve, with many still prioritizing space, flexibility, and access to outdoor amenities—factors that Grey County consistently delivers on.
Another key theme emerging this spring is the importance of preparation. Sellers who are considering listing in the coming months are starting to take steps now to position their properties effectively, whether that means making small updates, enhancing curb appeal, or working with a real estate professional to develop a pricing strategy. On the other side, Buyers are becoming more strategic as well, keeping a close eye on new listings and being ready to act when the right opportunity arises.
Whether you’re planning a move this year or simply keeping an eye on the market, staying informed is one of the best ways to navigate real estate with confidence. The March 2026 update offers insight into where things stand today—and where they may be headed as we continue into the busy spring season.
Grey County Housing Market Update for March 2026
Board & Association Information
OnePoint Association of REALTORS® serves as a unified body representing almost 3,000 real estate professionals across the regions of Huron, Perth, Grey, Bruce, Wellington, Georgian Bay, Simcoe, Parry Sound, Haliburton and Muskoka.
Homeownership •
1 April 2026
Interior Paint Finishes 101
Choosing the right interior paint finish can transform your home, enhance durability, light reflection, and overall appeal for everyday living or staging to sell. Different sheens suit various rooms and lifestyles, balancing aesthetics with practicality. This guide breaks down options to help homeowners make informed choices.
Common Paint Finishes
Interior paint finishes range from flat to high-gloss, each defined by sheen level and light reflection. Flat and matte offer no shine, hiding imperfections on walls in low-traffic areas like adult bedrooms. Eggshell provides subtle luster, making it forgiving for DIY projects and popular for living rooms due to easy application and soft glow. Satin delivers pearl-like durability for high-traffic spots, while semi-gloss and gloss excel on trim, doors, and moisture-prone surfaces for their washability.
Room-by-Room Recommendations
Match finishes to room function for best results in your home. Use eggshell or satin in living rooms and bedrooms for elegance and easy cleaning without glare. Kitchens and bathrooms benefit from satin or semi-gloss to resist moisture and stains. Opt for flat on ceilings to minimize imperfections, and semi-gloss on trim for crisp contrast.
Staging Tips for Sellers
Neutral tones in eggshell or satin finishes appeal broadly to buyers, photographing well and boosting perceived value. Higher sheens like gloss highlight trim but amplify wall flaws, so prep surfaces carefully. Fresh paint signals maintenance, helping Grey Bruce properties sell faster.
Final Thoughts
Ready to refresh your home? Contact me for Grey Bruce market insights or painter referrals to elevate your space.
Looking to buy, sell, or invest in Grey Bruce, Ontario? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!
For more information, contact:
Susan Moffat, REALTOR®
519.377.5154
susan.moffat@c21.ca
Homeownership •
25 March 2026
Spring Melt Survival Guide: How to Protect Your Basement from Flooding
As winter’s snow and ice begin to melt, many homeowners face a familiar challenge: keeping the basement dry. In areas like Grey County and beyond, spring rain combined with thawing snow can put your home’s foundation to the test. Whether you’re preparing your property for sale or simply protecting your investment, preventing basement moisture is key to maintaining your home’s value.
Inspect and Clean Your Gutters
Clogged gutters are one of the most common causes of basement leaks. When water can’t flow freely through downspouts, it often collects around your foundation. Take an afternoon to clean out any debris, ensure your downspouts extend at least six feet away from the house, and check for sagging or separations that could cause overflow.
Grade the Ground Away from Your Home
Over time, soil around your foundation can settle, creating slopes that direct water toward the house. Adding a bit of topsoil or gravel to create a gentle slope away from your foundation helps redirect rainwater and snowmelt — a simple fix that can prevent major issues down the line.
Seal Foundation Cracks Early
Even small cracks can allow moisture to seep inside. Inspect your basement walls and floors carefully, and seal any visible cracks using a waterproof epoxy or sealant. If you notice larger issues or recurring dampness, consider consulting a foundation specialist before spring runoff begins in full.
Check for Proper Sump Pump Operation
A sump pump is your basement’s first line of defence during heavy rain. Test it by pouring a bucket of water into the sump pit and confirming the float switch triggers the pump to activate. If your sump pump hasn’t been maintained recently or runs frequently, you might also consider adding a battery backup system for peace of mind during power outages.
Improve Indoor Air Circulation
Even with good water management, spring humidity can lead to a musty basement. Use a dehumidifier to maintain ideal humidity levels (around 40–50%) and keep stored items off the floor on shelving or pallets to avoid moisture damage.
A Dry Basement = A Stronger Home Value
Water damage, even in small amounts, can quickly reduce property value and raise red flags for buyers. By taking preventive steps each spring, you’ll not only protect your investment but also maintain your home’s comfort and integrity for years to come.
If you’re considering selling this year and want advice on how small maintenance tasks — like waterproofing — can increase buyer confidence and value, I’d be happy to chat. A dry basement doesn’t just keep your home healthy; it also helps ensure a smooth inspection and a stronger sale.
Looking to buy, sell, or invest in Grey Bruce, Ontario? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!
For more information, contact:
Susan Moffat, REALTOR®
519.377.5154
susan.moffat@c21.ca
