Market Updates 8 August 2025

Grey County Housing Market Update | July 2025

The real estate market in Grey County continues to evolve as we move through 2025. Whether you’re eyeing the slopes in Blue Mountains, the quiet countryside of Chatsworth, or the vibrant community of Owen Sound, knowing what’s happening in the local housing market can help you plan your next move wisely.

In this update, we’re breaking down the latest trends and numbers for Blue Mountains, Chatsworth, Georgian Bluffs, Grey Highlands, Hanover, Meaford, Owen Sound, Southgate, and West Grey, giving you clear insights into what’s driving prices, inventory, and buyer activity this July.

If you’re thinking about buying, selling, or just staying informed, here’s what you need to know about Grey County real estate right now.

 

Grey County Housing Market Update for July 2025

 

Board & Association Information

OnePoint Association of REALTORS® serves as a unified body representing almost 3,000 real estate professionals across the regions of Huron, Perth, Grey, Bruce, Wellington, Georgian Bay, Simcoe, Parry Sound, Haliburton and Muskoka.

 


 

Wondering how these numbers might impact your real estate plans? Whether you’re buying, selling, or just curious about market trends, I’ve got you covered! Let’s navigate the market together! Contact me for a complimentary, no-obligation property valuation!

 

For more information, contact:

Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage

519.377.5154

susan.moffat@c21.ca

HomeownershipSelling 6 August 2025

Tips for Eliminating Odours in Your Home

Creating a fresh and inviting atmosphere in your home is essential, especially when selling or welcoming guests. Odours can significantly impact how people perceive a space, and unpleasant smells may even deter potential buyers. Here’s a guide to keeping your home smelling its best, inspired by expert advice and practical tips.

 

Why Odour Matters in Real Estate

A home that smells clean and fresh immediately makes visitors feel comfortable and relaxed. Conversely, bad odours (whether from pets, moisture, smoke, or mustiness) can create a negative impression and reduce the appeal of your property. Addressing odours is as important as decluttering or staging your home for sale.

 

Tips to Eliminate Bad Odours and Promote Freshness

Control Moisture: High humidity encourages mold and mildew, which cause musty smells. Use a dehumidifier in rooms with humidity above 60%, replace sponges and towels regularly, hang bathmats to dry, and avoid rugs in humid climates.

Clean Thoroughly and Regularly: Vacuum carpets, furniture, curtains, and throw pillows often. Steam clean carpets and upholstery to remove embedded odours. Wash linens and curtains frequently.

Maintain Trash Bins: Use small trash bins to encourage frequent emptying and remember to clean the bins regularly.

Freshen the Air: Open windows when possible to let fresh air circulate. Use air purifiers to reduce airborne bacteria and fungi that cause odours.

Natural Odour Absorbers: Baking soda is excellent for neutralizing smells on carpets, mattresses, and pet beds. Coffee grounds or charcoal briquettes can absorb odours when placed in bowls around the home.

Use Pleasant Scents Wisely: Potpourri, diffusers, candles, and room sprays can enhance a home’s scent but should never mask bad odours. Houseplants like begonias, citrus trees, and lavender add subtle, natural fragrances. Hanging eucalyptus branches in the shower releases refreshing scents with steam.

Clean Drains and Toilets: Monthly cleaning of drains with vinegar, baking soda, and boiling water prevents buildup and odours. Toilets should be cleaned frequently to avoid unpleasant smells.

Address Specific Odours: For pet smells, vacuum thoroughly and clean pet beds. For smoke odours, airing out the home, steam cleaning carpets, and possibly replacing flooring or repainting walls may be necessary.

 

Final Thoughts on Eliminating Odours

Eliminating odours at the source—not just masking them—is the key to a truly fresh-smelling home. A clean, well-ventilated, and pleasantly scented environment not only improves your daily living experience but also enhances your home’s marketability. When your home smells inviting, buyers feel more relaxed and positive, increasing the likelihood of a successful sale.

If you’re preparing your home for sale or simply want to maintain a welcoming atmosphere, these odour-busting tips will help you keep your space smelling great and leave a lasting good impression.

 


 

Looking to buy, sell, or invest? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!

 

For more information, contact:

Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca

Market Updates 30 July 2025

Bank of Canada Holds Policy Rate at 2.75% | July 30, 2025

The Bank of Canada has announced that it is maintaining its key policy rate at 2.75%, keeping the Bank Rate at 3% and the deposit rate at 2.70%. This decision comes amid a backdrop of global trade uncertainty and persistent—but contained—inflation, and has important implications for both homebuyers and sellers across the country.

 

Why Did the Bank Hold the Rate Steady?

Several factors influenced the Bank’s decision:

  • Global Uncertainty: Recent changes in US trade policy, ongoing tariff negotiations, and the unpredictable nature of new tariffs have introduced volatility into the global economy. While US tariffs have disrupted trade, the world economy has shown resilience.
  • Canadian Resilience: Despite the headwinds, the Canadian economy has remained fairly robust. After strong growth in early 2025 (as exporters rushed to beat new tariffs), Canada’s GDP likely dipped by about 1.5% in the second quarter—mainly due to a drop in exports and weaker US demand.
  • Labour Market and Inflation: While sectors affected by trade have seen some softening in job conditions, employment levels remain stable elsewhere. The national unemployment rate has gradually risen to 6.9% as of June, and wage growth has eased. Inflation sits at 1.9% for June, with underlying inflation around 2.5%.

 

What Could This Mean for Homebuyers and Sellers?

For those in the real estate market, today’s announcement offers a measure of stability:

  • Mortgage rates are likely to remain steady in the near term, which may help buyers and homeowners with budgeting and planning.
  • Housing activity has slowed, with fewer resales and softer consumer confidence, so buyers may find less competition, while sellers may need to adjust expectations.
  • Economic uncertainty and rising unemployment could impact affordability and demand, making it important to stay informed about market trends.

 

Looking Ahead

The Bank of Canada’s next rate announcement is scheduled for Wednesday, September 17, 2025.

 

Read the Press Release.

 


 

Whether you’re a homeowner, prospective buyer, or real estate investor, understanding these market changes is crucial. As your trusted REALTOR®, I’m here to help you navigate these shifts and make informed decisions! Call, text, email, or DM me to chat about how this announcement affects your real estate plans!

 

For more information, contact:

Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca

Buying 30 July 2025

Questions to Ask Yourself Before Upsizing

Thinking about moving into a bigger home? Upsizing is an exciting milestone, whether you’re welcoming new family members, craving more space, or simply ready for a change. But before you make the leap, it’s crucial to pause and ask yourself some important questions. The right answers will help ensure your next move is a smart, satisfying, and financially sound decision. Here are the top questions to consider before upsizing:

 

What Problem Are You Trying to Solve?

Start by identifying the core reason behind your desire to upsize. Are you struggling with a lack of space, needing a home office, or hoping for a larger yard? Maybe you’re thinking about long-term investment potential. Understanding your true motivation will help you focus your search and avoid costly mistakes down the line.

 

Do You Really Need More Space—or Just Different Space?

It’s easy to think a bigger home is the answer, but sometimes reconfiguring or renovating your current property can solve your issues. Could an extension or open-plan renovation provide what you need? Weigh the pros and cons of moving versus upgrading your existing home or making a more lateral move before making a decision.

 

What’s Your Budget—Now and in the Future?

A larger home means higher costs: not just a bigger mortgage, but increased utility bills, property taxes, insurance, and maintenance. Make sure you’re comfortable with these ongoing expenses, not just the purchase price. Consult with a mortgage broker or financial adviser to understand your borrowing power and future-proof your budget against rising costs.

 

How Long Do You Plan to Stay in Your Next Home?

Think about your long-term plans. If you’re upsizing for growing children, will you still need all that space in five or ten years? Consider whether your new home will suit your lifestyle as your needs evolve, so you’re not moving again sooner than you’d like.

 

Is the Location Right for Your Lifestyle?

A bigger home in the wrong location can quickly lose its appeal. Research neighbourhoods for access to schools, transport, work, and amenities that matter to you. If you love your current area, consider whether you can upsize nearby or even renovate instead.

 

What Are the True Costs of Moving?

Don’t forget about the hidden costs: legal fees, agent commissions, moving expenses, and the cost of furnishing a larger space. Make sure you factor these into your overall budget to avoid surprises.

 

Are You Buying for Today or the Future?

Picture your life over the next 5–10 years. Will your new home still fit your needs as your family grows, your work situation changes, or your interests evolve? Upsizing is a big investment, so make sure your next home supports the lifestyle you’re building toward—not just the one you have today.

 

Final Thoughts on Upsizing

Upsizing can be a fantastic way to enhance your lifestyle and invest in your future, but it pays to approach the decision thoughtfully. By asking yourself these key questions, you’ll be better equipped to make a move that truly fits your needs, your budget, and your dreams.

If you’re considering upsizing, reach out for a personalized consultation. I’m here to help you navigate every step of the process and find the perfect home for your next chapter.

Ready to upsize with confidence? Let’s talk about your goals and make your move seamless!

 


 

Looking to buy, sell, or invest? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!

 

For more information, contact:

Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca

BlogHomeownership 23 July 2025

Defending Against Garden Pests Naturally

Sometimes, uninvited guests show up in your garden, leaving your plants fighting to survive. If you’re looking for harsh-chemical-free ways to keep your garden healthy and pest-free, here are some natural strategies to help your plants thrive.

 

Start with Healthy Soil

Strong, healthy plants begin with healthy soil. Mixing in organic compost not only fertilizes your plants but also helps them better withstand pest attacks. Well-nourished plants are naturally more resilient and less likely to succumb to infestations.

 

Choose the Right Plants for Your Space

Selecting plants that match your garden’s sunlight exposure is essential. Plants that receive the right amount of sun are less likely to weaken and become vulnerable to pests. Consider adding strong-scented plants like marigolds, chives, thyme, mint, and lavender. These aromatic plants naturally repel many common pests and attract pollinators, giving your garden an extra boost.

 

Mix It Up: Companion Planting and Crop Rotation

Planting a variety of species prevents pests from concentrating in one area. For example, alternate rows of vegetables with pest-repelling plants to create a natural barrier. Rotating your vegetable crops each year also confuses pests and keeps your soil healthy, reducing the risk of recurring infestations.

 

Early Intervention and Natural Predators

Keep a close eye on your plants. If you spot pests early, remove affected leaves or, if necessary, the entire plant to prevent the problem from spreading. You can also plant species that attract natural predators of common garden pests, adding another layer of defence to your garden ecosystem.

 

Physical Barriers: Row Covers

Row covers are a simple and effective way to protect your plants. They allow sunlight and water in while keeping pests out. Just remember to lift the covers for a few hours each morning so pollinators can do their important work.

 

Ready for More Space to Grow Your Garden?

If you dream of expanding your garden or want a home with more room to cultivate your green thumb, I can help! Contact me today to find your perfect home with the space you need for your ideal garden oasis.

May your garden flourish and may the pests steer clear!

 


 

Looking to buy, sell, or invest? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!

 

For more information, contact:

Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca

Market Updates 7 July 2025

Bruce County Housing Market Update | June 2025

Welcome to the Bruce County Housing Market Update for June 2025!

In this post, you’ll find the latest listing stats for Arran Elderslie, Brockton, Huron-Kinloss, Kincardine, Northern Bruce Peninsula, Saugeen Shores, South Bruce, and South Bruce Peninsula. Whether you’re actively in the market or just keeping an eye on local trends, this month’s report will help you make sense of what’s happening in your community and what it could mean for your next move.

 

Bruce County Housing Market Update for June 2025

 

Board & Association Information

OnePoint Association of REALTORS® serves as a unified body representing almost 3,000 real estate professionals across the regions of Huron, Perth, Grey, Bruce, Wellington, Georgian Bay, Simcoe, Parry Sound, Haliburton and Muskoka.

 


 

Wondering how these numbers might impact your real estate plans? Whether you’re buying, selling, or just curious about market trends, I’ve got you covered! Let’s navigate the market together! Contact me for a complimentary, no-obligation property valuation!

 

For more information, contact:

Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage

519.377.5154

susan.moffat@c21.ca

Market Updates 7 July 2025

Grey County Housing Market Update | June 2025

Grey County’s real estate market continues to evolve as we move through 2025. Whether you’re eyeing the slopes in Blue Mountains, the quiet countryside of Chatsworth, or the vibrant community of Owen Sound, knowing what’s happening in the local housing market can help you plan your next move wisely.

In this update, we’re breaking down the latest trends and numbers for Blue Mountains, Chatsworth, Georgian Bluffs, Grey Highlands, Hanover, Meaford, Owen Sound, Southgate, and West Grey, giving you clear insights into what’s driving prices, inventory, and buyer activity this June.

If you’re thinking about buying, selling, or just staying informed, here’s what you need to know about Grey County real estate right now.

 

Grey County Housing Market Update for June 2025

 

Board & Association Information

OnePoint Association of REALTORS® serves as a unified body representing almost 3,000 real estate professionals across the regions of Huron, Perth, Grey, Bruce, Wellington, Georgian Bay, Simcoe, Parry Sound, Haliburton and Muskoka.

 


 

Wondering how these numbers might impact your real estate plans? Whether you’re buying, selling, or just curious about market trends, I’ve got you covered! Let’s navigate the market together! Contact me for a complimentary, no-obligation property valuation!

 

For more information, contact:

Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage

519.377.5154

susan.moffat@c21.ca

Homeownership 2 July 2025

Creating a Kid’s Room They’ll Love to Spend Time In

As a real estate agent, you know that a well-designed kid’s room can be a major selling point for families looking for their next home. But even beyond real estate, parents are always searching for ways to create inviting, functional, and fun spaces for their children. Here’s how you can to design a kid’s room that’s both practical and magical.

 

Start with Safety and Comfort

Before diving into decor, ensure the room is safe and comfortable. This means:

  • Childproofing: Secure furniture to the wall, cover electrical outlets, and choose non-toxic materials.
  • Soft Lighting: Use gentle, adjustable lighting to create a cozy atmosphere.
  • Comfortable Bedding: Invest in quality mattresses and soft, washable bedding.

 

Personalize with Their Interests

Kids love spaces that reflect their personalities and interests. Involve them in the design process:

  • Favourite Colours and Themes: Let them pick a colour palette or theme—whether it’s dinosaurs, space, unicorns, or superheroes.
  • Wall Art and Decals: Use removable wall decals or framed artwork that can grow with them.
  • Personal Touches: Display their artwork or favourite books on open shelves.

 

Maximize Space and Functionality

Small bedrooms can still be big on fun. Smart storage and flexible layouts make all the difference:

  • Multifunctional Furniture: Consider loft beds with desks underneath, or beds with built-in drawers.
  • Organized Storage: Use bins, baskets, and labeled containers to keep toys and clothes tidy.
  • Flexible Zones: Create separate areas for sleeping, playing, and studying.

 

Encourage Creativity and Play

A kid’s room should inspire imagination and play:

  • Reading Nook: Add a cozy corner with pillows, blankets, and a small bookshelf.
  • Art Station: Set up a table with supplies for drawing, crafting, or building.
  • Interactive Elements: Chalkboard or whiteboard walls encourage creativity and can be easily updated.

 

Make It Easy to Update

Kids’ tastes change quickly. Design a room that’s easy to refresh:

  • Neutral Base: Use neutral walls and furniture so accessories and decor can be swapped out.
  • Modular Decor: Choose items that can be rearranged or replaced as interests evolve.
  • DIY Projects: Encourage families to personalize the space with simple, reversible DIY projects.

 

Final Thoughts

A thoughtfully designed kid’s room not only makes everyday life more enjoyable for children but can also be a standout feature in a real estate listing. By focusing on safety, personalization, functionality, and flexibility, you can create a space that kids truly love to spend time in.

If you’re looking to buy or sell a home with family-friendly features, reach out—I’m here to help you find the perfect space for your family’s needs.

 


 

Looking to buy, sell, or invest? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!

 

For more information, contact:

Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca

Homeownership 25 June 2025

Summer Home Decor Inspiration

As the days get longer and the sun shines brighter, summer is the perfect time to refresh your home with light, breezy touches that capture the carefree spirit of the season. Whether you want to create a relaxing retreat or simply infuse your space with cheerful energy, these summer home decor ideas will help you bring that unmistakable summer feeling indoors and out.

 

Embrace Light and Airy Fabrics

  • Swap out heavy blankets, velvet pillows, and dark textiles for lighter materials like cotton and linen. These fabrics not only feel cooler but also look fresh and inviting.
  • Consider white or pastel slipcovers for sofas and chairs, and opt for sheer curtains to let in maximum natural light.

 

Bring the Outdoors In with Greenery

  • Add indoor plants such as succulents, fiddle leaf figs, or snake plants to brighten up your rooms and improve air quality.
  • Fresh flowers—like hydrangeas, tulips, or wildflowers—instantly add colour and a touch of nature to your living spaces.

 

Infuse Your Space with Color

  • Summer is all about bright, bold hues. Incorporate pops of colour with throw pillows, area rugs, or even a painted accent wall.
  • For a classic summer vibe, layer shades of blue and white, or try cheerful tones like aqua, lemon yellow, or coral.

 

Incorporate Natural Materials and Textures

  • Use rattan, wicker, seagrass, or jute in furniture and accessories for a breezy, coastal-inspired look.
  • Woven baskets, bamboo trays, and light wood accents bring warmth and a relaxed, vacation-like feel to any room.

 

Update Your Artwork and Accessories

  • Rotate your artwork to feature beach scenes, botanical prints, or vibrant abstracts that echo the season’s energy.
  • Create small summer vignettes with baskets, trays, candles, and decorative objects in light, natural materials.

 

Declutter and Simplify

  • Reduce visual clutter by editing accessories and minimizing heavy décor. A more open, streamlined space feels instantly cooler and more relaxing.
  • Store away heavy throws and extra pillows, keeping only what you need for comfort and style.

 

Create Inviting Outdoor Spaces

  • Transform your patio, balcony, or backyard into a summer retreat with cozy seating, string lights, and plenty of cushions.
  • Add an outdoor rug, chic lighting, or a fire pit for evenings under the stars.

 

Refresh with Scent and Light

  • Use candles or diffusers with fresh, citrusy, or floral fragrances to evoke the essence of summer.
  • Maximize natural light by keeping windows uncovered or using sheer window treatments.

 

Quick Tips for an Effortless Summer Look

  • Switch out dark planters for colourful or clear glass vases.
  • Add summer stripes through rugs or framed art for a crisp, coastal feel.
  • Rearrange your mantel or coffee table with fewer, lighter accessories and a touch of greenery.

 

Final Thoughts on Summer Home Decor

You don’t need a major renovation to capture the summer feeling in your home. By embracing lighter fabrics, adding fresh greenery, playing with color, and simplifying your decor, you can create a space that feels as relaxed and joyful as the season itself. Whether you’re entertaining friends or simply enjoying a quiet afternoon, these summer home decor ideas will help you savor every sunny moment at home.

 


 

Looking to buy, sell, or invest? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!

 

For more information, contact:

Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca