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Market Updates Bank of Canada Maintains Policy Rate at 2¼% | July 15, 2026 July 15, 2026: The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada’s economy is showing signs of improvement. Growth is picking up and inflation is projected to ease gradually from its recent spike. There are still important […]
Market Updates Bruce County Housing Market Update | June 2026 The June 2026 housing market update provides a fresh look at real estate activity across Bruce County, including Arran-Elderslie, Brockton, Huron-Kinloss, Kincardine, Northern Bruce Peninsula, Saugeen Shores, South Bruce, and South Bruce Peninsula. Each of these communities offers something distinct. From the waterfront lifestyle in Kincardine and Saugeen Shores to the rural landscapes of South […]
Market Updates Grey County Housing Market Update | June 2026 As we move through Summer, the June 2026 housing market update offers a timely look at how real estate is performing across Grey County, including The Blue Mountains, Chatsworth, Georgian Bluffs, Grey Highlands, Hanover, Meaford, Owen Sound, Southgate, and West Grey. Each municipality brings its own unique dynamic. From the lifestyle-driven appeal of The Blue […]
Buying Forget the Pre‑Approval Number: Calculate What You Can Actually Afford Each Month Buying a home isn’t just about what a lender says you can afford — it’s about what actually feels sustainable for your life over the next 5–10 years.   Pre‑approval vs real comfort level A mortgage pre‑approval tells you the maximum a lender is willing to give you based on their formulas. It doesn’t reflect your […]
Buying Renovate or Relocate: How to Decide What’s Right for You If you’re starting to feel like your current home no longer fits your needs, you’re not alone. Many homeowners reach a crossroads where they must decide: should you renovate your existing space, or is it time to move on and find something new? Both options come with advantages and challenges, and the right choice depends […]
Market Updates Bank of Canada Maintains Policy Rate at 2¼% | June 10, 2026 The Bank of Canada has kept its policy rate unchanged at 2.25% in its June 10 announcement, signaling a cautious approach as the economy continues to face weak growth, elevated uncertainty, and inflation pressures tied to energy prices. The Bank noted that inflation is expected to stay near 3% in the near term before gradually […]
Horse Topics Bruce County Housing Market Update | May 2026 The May 2026 housing market update provides a fresh look at real estate activity across Bruce County, including Arran-Elderslie, Brockton, Huron-Kinloss, Kincardine, Northern Bruce Peninsula, Saugeen Shores, South Bruce, and South Bruce Peninsula. April is typically when momentum begins to build. New listings start to appear more frequently, giving Buyers more options and a better […]
Market Updates Grey County Housing Market Update | May 2026 As we move through Spring, the May 2026 housing market update offers a timely look at how real estate is performing across Grey County, including The Blue Mountains, Chatsworth, Georgian Bluffs, Grey Highlands, Hanover, Meaford, Owen Sound, Southgate, and West Grey. Each municipality brings its own unique dynamic. From the lifestyle-driven appeal of The Blue […]
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Buying Reduce Homebuying Stress Buying a home is one of the most exciting milestones in life — but let’s be honest, it can also feel overwhelming at times. Between finding the right property, handling paperwork, and managing finances, it’s easy to feel anxious during the process. The good news? With the right preparation and support, you can take much […]
Farming Topics How to Start a Pollinator Garden Pollinator gardens are more than just beautiful, they support local ecosystems, boost biodiversity, and can even enhance your property’s curb appeal. Whether you’re preparing your home for sale or simply want to make your outdoor space more inviting, creating a pollinator-friendly garden is a smart and rewarding investment.   Why Pollinator Gardens Matter Pollinators like […]
Blog Backyard Tips Every New Homeowner Should Know There’s nothing quite like stepping into the backyard of your new home and realizing—it’s all yours. Whether you’ve bought a home with a sprawling lawn or a cozy outdoor space, knowing how to care for and make the most of your backyard can add major enjoyment (and value!) to your property. Here are some smart, […]
Market Updates Bruce County Housing Market Update | April 2026 As we head into spring, the April 2026 housing market update provides a fresh look at real estate activity across Bruce County, including Arran-Elderslie, Brockton, Huron-Kinloss, Kincardine, Northern Bruce Peninsula, Saugeen Shores, South Bruce, and South Bruce Peninsula. This time of year often marks a noticeable shift in the market, with both Buyers and Sellers […]
Market Updates Grey County Housing Market Update | April 2026 As we move into the heart of spring, the April 2026 housing market update offers a timely look at how real estate is performing across Grey County, including The Blue Mountains, Chatsworth, Georgian Bluffs, Grey Highlands, Hanover, Meaford, Owen Sound, Southgate, and West Grey. This time of year often signals a shift in momentum, and […]
Blog Bank of Canada Maintains Policy Rate at 2¼% | April 29, 2026 April 29, 2026: The Bank of Canada has maintained its policy rate at 2.25% in today’s announcement. A steady decision, but inflation and global uncertainty continue to shape the road ahead.   What You Can Do Next If you are a homeowner, buyer, or seller, this is a good time to revisit your plans: Review […]
Selling Before You Say ‘List It,’ Ask Your REALTOR® These Game-Changing Questions When it’s time to list your home, the agent you choose matters a lot. Don’t just hire any REALTOR®; hire the right one. The truth is, the right agent can make a dramatic difference in how quickly your home sells, how much you get for it, and how stress-free the experience feels. Before signing that […]
Homeownership Spring-Ready Home Refresh (Without a Full Remodel) As winter fades and the days grow longer, many of us start feeling the urge to brighten our living spaces. The good news? You don’t need a full remodel to make your home feel fresh and inviting this spring. With a few thoughtful updates, you can refresh your space to create a lighter, more cheerful […]
Market Updates Bruce County Housing Market Update | March 2026 As we head into spring, the March 2026 housing market update provides a fresh look at real estate activity across Bruce County, including Arran-Elderslie, Brockton, Huron-Kinloss, Kincardine, Northern Bruce Peninsula, Saugeen Shores, South Bruce, and South Bruce Peninsula. This time of year often marks a noticeable shift in the market, with both Buyers and Sellers […]
Market Updates Grey County Housing Market Update | March 2026 As we move into the heart of spring, the March 2026 housing market update offers a timely look at how real estate is performing across Grey County, including The Blue Mountains, Chatsworth, Georgian Bluffs, Grey Highlands, Hanover, Meaford, Owen Sound, Southgate, and West Grey. This time of year often signals a shift in momentum, and […]
Homeownership Interior Paint Finishes 101 Choosing the right interior paint finish can transform your home, enhance durability, light reflection, and overall appeal for everyday living or staging to sell. Different sheens suit various rooms and lifestyles, balancing aesthetics with practicality. This guide breaks down options to help homeowners make informed choices.   Common Paint Finishes Interior paint finishes range from […]
Homeownership Spring Melt Survival Guide: How to Protect Your Basement from Flooding As winter’s snow and ice begin to melt, many homeowners face a familiar challenge: keeping the basement dry. In areas like Grey County and beyond, spring rain combined with thawing snow can put your home’s foundation to the test. Whether you’re preparing your property for sale or simply protecting your investment, preventing basement moisture is […]

Susan Moffat, REALTOR®

Century 21 Millennium Inc., Brokerage

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✉️ susan.moffat@century21.ca

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